Terms And Conditions

Effective Date: April 15 2025

1. Introduction

By accessing and using this website operated by Modern Advice LDA, you agree to the following Terms and Conditions. Please read them carefully before using any of our services.

2. Age Verification

Use of our services is restricted to individuals aged 18 or older. If you are under 18, you must obtain parental or legal guardian consent.

3. Risk Disclaimer

Our services involve digital technologies and are provided “as is.” Modern Advice LDA is not liable for indirect damages resulting from system failure, delays, or cyber threats.

4. Our Services

We provide services under sector 62900, including:

  • Software development and integration
  • Cloud architecture and migration
  • Managed IT and support
  • Technical consulting and system audits
5. Intellectual Property

All text, graphics, code, and content are the property of Modern Advice LDA or its licensors. Reproduction or redistribution without written consent is prohibited.

6. Operation & Registry Address

Our business operates from:

  • Operation Address: Avenida D. João II, Nº16, 1º Esq, 1990-095 Lisboa, Portugal
  • Registry Location: Portugal
7. Site Scope

This document applies to the use of all services and materials found on our website: www.modern-advice.com

8. Refund & Dispute Policy

Refunds must be requested via email at info@modern-advice.com. We handle each request fairly based on project status and contract terms. Disputes should be resolved amicably before legal steps are considered.

9. Governing Law

These Terms are governed by the laws of Portugal. Any legal claims will be handled exclusively in Portuguese courts.

10. Changes to These Terms

Modern Advice LDA may update these Terms periodically. Continued use of our services after changes means you accept the updated conditions.

11. Contact Information

If you have any questions, reach out to us at info@modern-advice.com.