Privacy Policy

Terms And Conditions Privacy Policy

Effective Date: April 15 2025

This Privacy Policy explains how Modern Advice LDA collects, uses, and protects your personal data when you access our website or use our services.

1. Who We Are

Modern Advice LDA, registered and operating in Portugal, is the data controller responsible for your personal information under this Privacy Policy.

2. Information We Collect

We may collect and process the following types of data:

  • Personal identification (e.g. name, email, phone)
  • Technical data (e.g. IP address, browser type)
  • Usage data (e.g. pages visited, time spent)
  • Communications (e.g. emails or messages sent to us)
3. How We Use Your Data

Your data is used to:

  • Provide and improve our services
  • Respond to inquiries and provide support
  • Send updates, promotions, or service notices
  • Ensure security and comply with legal obligations
4. Legal Basis for Processing

We process your personal data based on:

  • Your consent
  • The performance of a contract
  • Legal compliance
  • Our legitimate interests (e.g. analytics, site performance)
5. Cookies and Tracking Technologies

We use cookies to enhance user experience and analyze traffic. For more details, please see our Cookie Policy.

6. Data Sharing and Disclosure

We do not sell your data. We may share your data with:

  • Authorized service providers (e.g. hosting, email tools)
  • Legal authorities if required by law
  • Partners under strict confidentiality obligations
7. International Data Transfers

Where applicable, we ensure appropriate safeguards are in place for any data transferred outside the EU, including standard contractual clauses or equivalent legal protections.

8. Data Retention

We retain personal data only as long as necessary for the purposes it was collected. Data no longer needed will be securely deleted or anonymized.

9. Your Rights

Under GDPR, you have the right to:

  • Access your personal data
  • Request correction or deletion
  • Object to processing or request restriction
  • Withdraw consent at any time
  • Submit a complaint to the Portuguese Data Protection Authority (www.cnpd.pt)
10. Security Measures

We implement technical and organizational measures to protect your data, including encryption, secure servers, and access controls.

11. Third-Party Links

Our website may contain links to other sites. We are not responsible for the privacy practices or content of those websites.

12. Updates to This Policy

We may revise this Privacy Policy periodically. Updates will be posted on this page with a revised effective date.

13. Contact Us

If you have questions or concerns about your data, contact us at:
Email: info@modern-advice.com